英语作文。"the world is my home"3篇，追加10分

<1>Crafting a sensible strategy that's right for you is a lot easier than you might think —— if you just follow these commonsense moves.

Investing is starting to get interesting again. While the 9% gain for the S&P 500-stock index in 2004 may not look that exciting, it represents a 14% jump from where the benchmark was in mid-August and is a major improvement over the flat-to-down markets of the prior nine months of the year. Combined with the generally positive consensus outlook among investment strategists on Wall Street for 2005, the recent lift is enough to get investors calling their brokers again.

Indeed, Charles Schwab（SCH ）reported on Dec. 14 that trading volume was up 25% in November over October. On Dec. 30 the Investment Company Institute, a mutual-fund industry trade group, reported that investors poured a net $21 billion into stock funds in November, compared with $7 billion in net inflows in October. That may have been just the start